Mandaluyong City · Metro Manila

Pawnshops in Mandaluyong 2026

BSP-regulated pawnshops near SM Megamall, Shangri-La Plaza, and EDSA. Compare interest rates, accepted items, and branch locations. Maximum rate: 3.5%/month under BSP Circular 1119.

Comparing all pawnshop chains? See our Best Pawnshop Metro Manila 2026 ranking for the full head-to-head breakdown.

38+
Pawnshop Branches
3.0%
Lowest Rate/Month
₱2M
Max Loan Available
6
Major Chains

Pawnshop Landscape in Mandaluyong City

Mandaluyong City sits at the heart of Metro Manila's commercial corridor, with SM Megamall and Shangri-La Plaza driving foot traffic to dozens of BSP-regulated pawnshops along EDSA and Shaw Boulevard.

The typical Mandaluyong pawnshop customer is a working professional or OFW family member pawning gold jewelry or electronics around the 15th and 30th payday cycle. The EDSA corridor sees high transaction volumes for gadgets, while Villarica handles luxury watch appraisals.

Local tip: Near SM Megamall, Palawan Pawnshop on Shaw Boulevard offers Sunday hours and competitive rates. For luxury watches, the Villarica branch near Shangri-La has a certified appraiser on duty weekdays.

All pawnshops in Mandaluyong are regulated by the BSP under Circular 1119, capping monthly interest at 3.5%. You have the right to redeem your item at any time during the 4-month maturity period.

BSP-Regulated Pawnshops in Mandaluyong

Cebuana Lhuillier Mandaluyong

4.6
Interest Rate3.5%/mo
Max Loan₱500,000
AcceptsGold, Jewelry, Electronics
Branches15+ branches
HoursMon–Sat 8AM–6PM
Find Nearest Branch

M Lhuillier Mandaluyong

4.5
Interest Rate3.5%/mo
Max Loan₱1,000,000
AcceptsGold, Jewelry, Watches
Branches8 branches
HoursMon–Sat 8AM–6PM
Find Nearest Branch

Palawan Pawnshop Mandaluyong

4.4
Interest Rate3.5%/mo
Max Loan₱300,000
AcceptsGold, Jewelry, Gadgets
Branches6 branches
HoursMon–Sun 8AM–6PM
Find Nearest Branch

Villarica Pawnshop Mandaluyong

4.7
Interest Rate3.5%/mo
Max Loan₱2,000,000
AcceptsGold, Jewelry, Luxury Items
Branches4 branches
HoursMon–Sat 8AM–6PM
Find Nearest Branch

RD Pawnshop Mandaluyong

4.3
Interest Rate3.0%/mo
Max Loan₱500,000
AcceptsGold, Jewelry, Electronics
Branches3 branches
HoursMon–Sat 8AM–6PM
Find Nearest Branch

Tambunting Pawnshop Mandaluyong

4.4
Interest Rate3.5%/mo
Max Loan₱1,500,000
AcceptsGold, Jewelry, Watches
Branches2 branches
HoursMon–Sat 8AM–6PM
Find Nearest Branch

Pawnshop Map — Mandaluyong City

Frequently Asked Questions — Mandaluyong Pawnshops

Metro Manila Rankings 2026

Which pawnshop chain is #1 in Metro Manila?

We compared Cebuana, Palawan, M Lhuillier & Villarica on rates, branches, and loan limits — see the full ranking.

See Full Rankings

Find the Nearest Pawnshop in Mandaluyong

Use our finder to locate the closest BSP-regulated branch and compare rates.